What is MDR (Merchant Discount Rate)?

MDR, or Merchant Discount Rate, is the fee a bank or payment processor charges a business for each card payment, expressed as a percentage of the transaction. It is separate from, and often confused with, delivery-app commission.

Knowing MDR alongside delivery commission shows a restaurant the true cost of each payment channel. Bhookly keeps cash, card and each named online payment provider as separate totals in reports and at day close, so each can be matched to its own statement and its fees worked out.